Can I qualify for financing if I have bad credit?
Yes! We are able to lend when traditional banks can't because our financing programs are based on the strength of your cash flow more than your credit score. The result is fast business loans.
Can you really get me funding in less than 48 hours?
Yes we can! We offer quick business loans. Our working capital program can fund in less than 48 hours, however, we do offer other small business financing programs that take longer to fund.
Can you work with me if I have a tax lien?
Yes we can. You may qualify for one of our short term business loans even if you have a tax lien.
Can you work with me if I have a bankruptcy?
Yes we can! You may qualify for one of our secured or unsecured small business loans if you have had a bankruptcy in the past, but it must be at least a year old.
I'm thinking of starting a business. Can you provide me with small business financing?
Currently none of our funding programs including bank loan for business programs will work for start up companies who have been in business less than a year. Our minimum requirements are one year in business and $300,000 or more of annual revenue for our best business loans.
Can you refinance my existing debt?
With our Working Capital Financing or Cash Credit Line, once the funds are transferred into your business account, you can use the operating capital for anything you see fit, including paying off other debt.
If I have partners, do they also need to sign when applying for a small business loan?
We work with a few lenders that only require 50% ownership in the business, but in most cases, all owners of the business will need to be signers on the financial agreement.
Do you offer an Unsecured Line of Credit?
Yes! Our Unsecured Small Business Loans are cash credit lines or aka a revolving Line of Credit. Once you are approved, you can access funds as you wish.
Are there pre-payment penalties on any of your easy business loans?
There are never pre-payment penalties with any of our loans. Whether, Term Loan, Cash Credit Line or Equipment Financing, meet your payment schedule or pay off your loan early to avoid further interest.
I only need about $5,000. Can you help me with a bank loan for business?
Our easy business loans start at $20,000.