Frequently Asked Questions
Yes! We are able to lend when traditional banks can't because our financing programs are based on the strength of your cash flow more than your credit score. The result is fast business loans.
Yes we can! We offer quick business loans. Our working capital program can fund in less than 48 hours, however, we do offer other small business financing programs that take longer to fund.
Yes we can. You may qualify for one of our short term business loans even if you have a tax lien.
Yes we can! You may qualify for one of our secured or unsecured small business loans if you have had a bankruptcy in the past, but it must be at least a year old.
Currently none of our funding programs including bank loan for business programs will work for start up companies who have been in business less than a year. Our minimum requirements are one year in business and $300,000 or more of annual revenue for our best business loans.
With our Working Capital Financing or Cash Credit Line, once the funds are transferred into your business account, you can use the operating capital for anything you see fit, including paying off other debt.
We work with a few lenders that only require 50% ownership in the business, but in most cases, all owners of the business will need to be signers on the financial agreement.
Yes! Our Unsecured Small Business Loans are cash credit lines or aka a revolving Line of Credit. Once you are approved, you can access funds as you wish.
There are never pre-payment penalties with any of our loans. Whether, Term Loan, Cash Credit Line or Equipment Financing, meet your payment schedule or pay off your loan early to avoid further interest.
Our easy business loans start at $20,000.